Unorganised Sector Workers to Receive ₹3,000 Monthly Pension Under Government Scheme

In a significant welfare initiative aimed at strengthening social security for workers in the unorganised sector, the Ministry of Labour and Employment has launched the Pradhan Mantri Shram Yogi Maandhan Yojana. The scheme is designed to provide financial protection to economically vulnerable workers during old age by ensuring a fixed monthly pension.

 

The scheme is targeted at workers between 18 and 40 years of age whose monthly income does not exceed ₹15,000 and who are not covered under any existing social security schemes such as ESIC, EPF, or NPS. Eligible beneficiaries include domestic workers, street vendors, mid-day meal workers, head-load workers, brick kiln labourers, cobblers, and other workers engaged in the informal economy.

 

According to Deputy Labour Commissioner Anurag Mishra, the scheme operates through a contributory pension model. Under this framework, workers are required to make monthly contributions based on their age at the time of enrolment. The Central Government contributes an equal matching amount to the pension fund on behalf of the beneficiary.

 

Upon attaining the age of 60 years, enrolled workers will receive a fixed monthly pension of ₹3,000. In the event of the beneficiary’s death, 50 percent of the pension amount will be provided to the spouse as a family pension.

 

Registration for the scheme is being facilitated through Common Service Centres (CSCs), development block offices, municipal offices, and labour department offices. To enroll, applicants are required to submit their Aadhaar card details, bank passbook or Jan Dhan account information, and a valid mobile number.

 

Officials have set district-level targets to ensure wider outreach. In the current phase, a target of enrolling 20,739 workers has been fixed for the district. Special registration camps are being organized to encourage maximum participation and ensure that eligible workers are able to avail themselves of the benefits.

 

The initiative is expected to significantly enhance social security coverage for millions of unorganised sector workers by providing assured post-retirement financial support and strengthening the safety net for vulnerable sections of the workforce.