Mutual Fund Industry’s AUM Grows by ₹12 Lakh Crore in a Year, Reaches ₹65.74 Lakh Crore

 

Driven by strong performance in both equity and debt markets, India’s mutual fund industry witnessed a significant surge in its Assets Under Management (AUM) during FY 2024–25. According to data released by the Association of Mutual Funds in India (AMFI), the industry’s AUM rose by over ₹12 lakh crore, recording a 23% year-on-year growth.

At the end of March 2025, the total AUM stood at ₹65.74 lakh crore, up from ₹53.40 lakh crore in March 2024.

 

Key Insights:

• Equity market rally and positive investor sentiment were major contributors.
• SIP (Systematic Investment Plan) inflows hit a record high of ₹23,445 crore in March 2025.
• The number of unique mutual fund investors increased to 5.67 crore.
• Equity-oriented mutual funds alone contributed ₹8.15 lakh crore to the total AUM growth.
• SIP accounts also grew, now accounting for nearly 70% of retail participation.
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AMFI noted that the average annual return on equity mutual funds stood at a healthy 16.38%, reflecting the overall bullish market trend. Investors continued to prefer equity funds and balanced schemes over debt-oriented products.

The Systematic Investment route remained popular, with investors contributing a total of ₹2.89 lakh crore via SIPs throughout the year.

This performance places India’s mutual fund sector among the most rapidly expanding globally, with growing trust from retail investors and increasing participation across Tier-2 and Tier-3 cities.